Today's Featured Rates
Purchase Transactions
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.281%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.043%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.304%  0.000%
Rural Development
 Rate  APR  Points
 3.875%  4.487%  0.000%

Actual interest rates, fees and APRs will vary based on credit history and other loan attributes and are subject to change without notice.

1. Click on "Apply Now" and complete the application for your Purchase, Refinance or Home Equity loan.
2. Click "Submit" when you are satisfied with your application.
3. We will review your application and give you a decision in minutes.
Pre-Approval - A Good Start
If you're shopping for a home, our pre-approved mortgage program offers more bargaining power by assuring sellers and realtors that you are serious and ready to buy. Pre-approval makes the application process a cinch and narrows your search for the perfect home by helping you determine what you can afford!
How It Works
Getting a pre-approved mortgage with First Mid is simple and it's FREE!
1.Follow our instructions and enter the requested information on-line.
2.We'll review your application - if everything meets our guidelines, you'll be approved* for a specific loan amount.
3.Print your letter of approval!
*Note: Getting mortgage pre-approval with First Mid does not obligate you to secure a loan with us.
NMLS Registry Information for First Mid-Illinois Bank & Trust Mortgage Loan Originators
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