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Mortgages

Today's Featured Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.094%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.130%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.377%  0.000%
Government
Rural Development
 Rate  APR  Points
 3.625%  4.136%  0.000%

Actual interest rates, fees and APRs will vary based on credit history and other loan attributes and are subject to change without notice.

Personalized Quote

We’ve made the mortgage process as easy as possible, starting with an online application for conventional mortgages. Getting pre-approved can increase your buying power and get you moving quicker than ever!

Apply Now

After completing the application, click submit and your information will be reviewed for instant online approval. Then, a First Mid Loan Officer will follow up with you to answer any questions you have.

In addition to conventional mortgages, our local lenders can also assist in obtaining:

  • construction, bridge or lot loans
  • financing through Rural Development, Illinois Housing Development Authority, or Federal Housing Administration
  • home equity lines of credit

Our goal is to provide the highest level of service at competitive rates. If you have questions or need assistance, contact us at 866-258-2311 (toll free) or 217-258-0437.

Custom Rate Quote

With just a few pieces of information we'll produce loan products with rates customized for you.

Calculators

Our calculators can help answer some key questions to help you decide which mortgage is right for you.